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Points and Fees

Did you know that points and fees can go up to 5% on loans greater than or equal to $21,032 but less than $63,095 on Borrower Paid transaction loans?

Note Amount Threshold based on Total Reg Z Loan Amount
 Greater than or equal to $105,158 3%
 Greater than or equal to $63,095 but less than $105,158 $3,155
 Greater than or equal to $21,032 but less than $63,095 5%

See Fairway Guides for more information. Once logged in on the FWL website, click on “Guides” at the top. It will redirect you to the Knowledge Owl website where you will click on “Wholesale Underwriting Guidelines” then “Fees and Charges” and then “QM Points and Fees” and then “Conventional QM Points and Fees”.