If representative FICO score is <700, provide:
- Fully completed and executed IRS 4506T; AND
- current YTD balance sheet and P&L (signed & dated - if after Q1); AND one of the following
- Most recent 2 years filed business tax returns; OR
- Most recent 2 years audited financials
If representative FICO score is >700 provide current YTD balance sheet and P&L (signed & dated - if after Q1) and any one of the following:
- Most recent year audited financials; OR
- Most recent year filed business tax returns; OR
- Most recent year unaudited financials, Balance Sheet and P&L
Requirement for Depository Institutions (Banks & Credit Unions)
In lieu of Financial Statements, provide the name of the Institution’s Regulator along with their assigned FDIC Certificate Number or Credit Union Charter Number.