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2021 FHA Loan Limits - Announced!

The Federal Housing Administration (FHA) announced yesterday the agency's new schedule of loan limits for calendar year 2021 for its Single Family Title II forward and Home Equity Conversion (reverse) Mortgage insurance programs.The new loan limits are effective for FHA case numbers assigned on or after January 1, 2021.

In high-cost areas of the country, FHA’s loan limit ceiling will increase to $822,375 from $765,600. FHA will also increase its floor to $356,362 from $331,760. Additionally, the FHA-insured Home Equity Conversion Mortgage (HECM) maximum claim amount (HECM limits) for reverse mortgages will increase to $822,375 from $765,600.

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2021 FHA Loan Limits | Client Announcement 2020-12-03

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